Telegram has officially announced the global rollout of its integrated digital wallet, formerly known as the Gram wallet, which has now been rebranded as Money. Following a period of limited access for a select group of beta testers, the feature is now being deployed to the platform's entire user base. This integration allows users to manage digital assets directly within the messaging interface, facilitating the storage and transfer of Gram tokens while streamlining interactions with Telegram's growing marketplace of digital collectibles.
Enhanced Functionality and Integration with Walt
The transition to the Money brand introduces a more comprehensive suite of features beyond simple asset storage. Users can now utilize their balances to purchase virtual gifts and collectible usernames, further incentivizing the use of the native ecosystem. A critical component of this update is the seamless connection between Money and Walt, a sophisticated trading and investment platform.
- Access to over 300 diverse assets, including tokenized stocks and precious metals.
- Trading capabilities for perpetual contracts and advanced financial instruments.
- Availability of Earn wealth management products for passive income generation.
- One-click balance replenishment from Walt to the Money interface.
By linking these two interfaces, Telegram aims to bridge the gap between casual messaging and professional-grade financial services for its global audience.
Efficiency and Network Performance
Technological optimization remains a focal point of this rollout. Telegram has confirmed that transfers between users within the ecosystem are instant, addressing the common issue of latency in blockchain-based transactions. Furthermore, the platform has eliminated network fees for internal transfers, significantly reducing the cost barrier for microtransactions and peer-to-peer exchanges.
"Money can be used to store and send Grams, as well as purchase gifts and collectible usernames. Transfers are instant with no network fees", the official announcement stated via the platform's dedicated channel.
The widespread availability of the Money wallet represents a significant step in Telegram’s evolution toward becoming a "super-app" with integrated financial capabilities. By combining instant messaging with decentralized finance (DeFi) elements, the platform provides a streamlined entry point for users to engage with the broader digital asset economy without leaving the application environment. As of October 9, 2026, the feature continues to propagate across various regional jurisdictions, marking a new chapter in the adoption of Gram-based utility.
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