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Klarna Files for US Banking License to Expand Fintech Services
The Swedish fintech giant Klarna has officially submitted applications to United States federal and Utah state regulators to establish a domestic subsidiary, Klarna Bank USA. This strategic move aims to secure FDIC insu…
FDIC Clarifies Stablecoin Holders Lack Deposit Insurance Coverage
The U.S. Federal Deposit Insurance Corporation (FDIC) has concluded its public comment period as of June 9, 2026, regarding a proposed rule that clarifies the status of stablecoin holdings relative to federal deposit in…
FDIC Proposes New Regulatory Framework for Banks Issuing Stablecoins
The United States Federal Deposit Insurance Corporation (FDIC) has released a comprehensive draft guidance aimed at regulating how banks and fintech subsidiaries interact with stablecoins and tokenized deposits. This in…
US Regulators Clarify Capital Rules for Tokenized Securities
Three major United States financial regulators have issued joint guidance regarding the treatment of tokenized securities under existing bank capital frameworks. The Federal Deposit Insurance Corporation (FDIC), the Fed…